Plan the financial move

Relocation cost planner

Build a currency-neutral relocation fund around one-time costs, delayed income, monthly essentials, contingency, and an independent return option.

One-time move and exit protection
Monthly essentials before dependable income
Delay and protection

The employer’s promise is not your emergency fund

A flight reimbursement, staff bus, or supplied room can disappear after a delayed start, failed licence, termination, or contract dispute. Keep the independent return amount visible even when the employer says it will cover travel.

Use the market evidence checklist to verify whether deposits, permit costs, housing, transport, and final-pay deductions are actually documented.

Transparent methodology

How to interpret this tool

How it works

The protected-fund figure is the sum of one-time move costs, an income-delay bridge based on the monthly essentials you entered using a 30-day planning month, your chosen contingency percentage, and an independent return-travel amount. Use one currency throughout.

What the result means

The result reports the exact entered funding gap or surplus. It uses only two status categories: covered or funding gap; it does not grade a shortfall as acceptable.

What it cannot tell you

It cannot estimate exchange rates, inflation, taxes, visa approval, unexpected medical costs, or whether your chosen contingency is sufficient.

Worked example

If the entered protected fund requirement is 5,830 and available funds are 5,000, the tool reports an 830 gap. It does not call that gap “small enough” to proceed.